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Errors & Omissions

Errors & Omissions Insurance

By nature, we are all susceptible to making mistakes on the job, and while most errors can be remedied, some end up becoming extremely costly for a small business. Lawsuits arising from these incidents can completely ruin a company's reputation, let alone leave them in financial distress.

Errors & omissions insurance (or professional liability insurance) serves to address this issue, as it covers damages and defense costs arising from claims against business owners and their employees for errors and omissions they make while performing their professional duties. 

Who and what does it cover?

Professional services that fall into this risk category range from accountants, lawyers, doctors, engineers, financial advisers, realtors, appraisers, inspectors, and a variety of other industries. While most of these business owners carry general liability insurance, it is important to note that general liability policies exclude coverage for professional liability claims. Professional liability insurance fills in the gap that general liability insurance leaves, as it goes a step further to protect the business owner against damage caused by negligent acts in performing professional services. 

If the services you provide require a high level of expertise and precision, then you are most likely at risk of a professional liability exposure. ATAB Insurance Services provides E&O solutions in Texas and California and will curate a policy that addresses the risks involved in your specific line of work to ensure your business and reputation are protected. 

 

 Contact Us for more information about obtaining errors & omissions insurance. 

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